Ruoff is excited to serve the Three Rivers, Michigan area!

The Three Rivers area and St. Joseph County are great places to live, work, relax and raise a family. With the region's affordable cost of living and short commutes, you can enjoy a superb quality of life more easily than just about anywhere else.

This beautiful area, with it's historic downtown, rivers, and scenic views, offers a growing economy, a variety of recreation and a richly diverse community.

Ruoff Home Mortgage is now in the Three Rivers area and we are looking forward to serving its residents mortgage needs including VA, new construction, renovation and more!




Contact Our Three Rivers Team Today!

Why Choose Ruoff?

Not only are we a local home loan lender, but we offer many great advantages to choosing us as your home finance company - just see below!
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Find your ideal home!

Planning on buying a home? Owning a home is a big decision, so getting off to a good start can make all the difference. Ruoff Home Mortgage has a new tool to find and purchase the home that's waiting for you. 

Start exploring thousands of properties with detailed descriptions and location insights and be notified when new properties are listed that meet your interests! You will be paired with a top-rated real estate agent and an expert Ruoff Loan Officer. 


You are always in the loop!

When you apply for a home loan it’s important to know where you are in the process. Our loan milestone updates provide homebuyers with real-time information regarding the loan progress via email from loan application to final approval.

Our team at Ruoff works together closely to ensure that your loan will close quickly and accurately. We also have a passion for providing an outstanding customer experience which has shown in our an average customer satisfaction rating of 98.8%.

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No more hand cramps!

The once momentous occasion of closing on a mortgage loan has become tedious and time-consuming. 

Now, instead of sitting at a closing table for more than an hour, hand-signing page after page, you’ll only spend about 10 minutes in the title office. 

With our exclusive streamlined service, and digital signature process, you will be able to review all your loan documents online, at your leisure.  You’ll even have the opportunity to ask questions prior to the closing about what you are signing.