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Zero Down Home Options

Southwest Michigan borrowers may be able to buy a home with zero down!

My name is Cody Higley, and I am the Branch Manager of Ruoff Home Mortgage located in Paw Paw, MI. I love helping homebuyers reach their financial goals, and look forward to hearing how I can help you!

Ruoff has several loan options, but here are some of the perks of our favorite products for homebuyers:

  • No money down
  • No maximum purchase price
  • Flexible credit and qualifying guidelines
  • 30-year fixed interest rate
  • Minimal private mortgage insurance (PMI)
  • Closing costs, legal fees, and all other eligible costs may be rolled into the loan (if property appraises for more than the purchase price)

Fill out this form so I can determine how to best help you reach your goals. Feel free to reach out to me yourself with my contact information below! I'm just a quick email, call or text away.