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Ruoff is excited to serve the Toledo, Ohio area!

Toledo and the Lucas County area are great places to live, work, relax and raise a family. With the region's affordable cost of living and short commutes, you can enjoy a superb quality of life more easily than just about anywhere else.

This region is the water recreation capital of the Midwest with plenty of culture. Enjoy life on the water to its fullest, with the best of Lake Erie. You can visit the world class Toledo Museum of Art, or tour the award winning zoo or even catch a game at the Mud Hens.

Ruoff Home Mortgage is now in the Toledo area and we are looking forward to serving your mortgage needs with all types of loan programs to help you construct, refinance, renovate, or purchase a home!


What makes us different?

Ruoff Mortgage guides you at every step of the homeownership experience by delivering on our promises and educating to empower. From the moment you send in an application to the day you get the keys and beyond, Ruoff takes the time to answer questions and understand your unique situation. By developing authentic relationships with homebuyers and homeowners, we help people like you achieve their goals and move into their homes with confidence.
With every closing, we're opening doors.

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.