Don't be frightened of homeownership! Getting a mortgage isn't scary. Download our free handbook on getting a no-tricks mortgage.
Are your fears just a bunch of hocus pocus?
I don’t think I can afford it.
I don’t understand the process.
I don't have a down payment saved.
I don’t want to wait forever to move in.
I don't want to fill out a lot of forms.
I don’t know who to trust.
Download our No Tricks Mortgage Handbook to face these fears and many more.
What is in this handbook?
Don't rent another haunted house - buy a new home!
Take a home-readiness quiz
Fill out your dream home priorities
Track your credit score and calculate your debt-to-income ratio
Create a budget with homebuying in mind
Learn about how Ruoff's mobile app makes your mortgage process simple, fast, and safe
Find out which loans are best for first-time buyers
Discover Ruoff's mortgage process
and so much more!
MORTGAGES CAN BE A NIGHTMARE, BUT NOT FOR OUR CUSTOMERS.
Real Stories
Every year, we welcome thousands of happy homebuyers into the Ruoff family. Take a look at what they're saying.
The whole process is incredibly customer-focused and friendly. Ruoff leverages technology well to make things flow online and electronically. We know and trust Ruoff. They made it quick and easy (almost scary how easy to be honest!)! – Craig C
As a first time homebuyer, I feared the unknown. Ruoff took the time to answer questions that I had over and over. It was a very smooth process. – Elizabeth F
I am a first time homebuyer, and I have heard horror storiesand long drawn out processes that were just nightmares. This was the easiest process ever - I am still in shock! There was no fuss. – Jennifer B
